Everyone deserves a great agent. We want to be yours!

If you are feeling confused about all the aspects of health insurance, including Medicare and the Affordable Care Act, know that you are not alone. Many people have a lot of questions about their health care coverage, premiums, deductibles, and benefits, among other things. They are unsure who they can trust to get answers they can and will be able to understand.

At Woodhead Insurance Services LLC, we work hard to stay on top of all the rules and regulations in the insurance industry and the various policies so we can help you understand what all the complicated twists and turns mean to you and your peace of mind.

Woodhead Insurance Services LLC believes you deserve a great insurance representative, which is why we chose to become and will remain independent agents. We will take away the confusion and replace it with comfort. You deserve an insurance agency that understands the various products available to you and only recommends what is right for you and your family. We pride ourselves on being able to explain health insurance in terms you can easily understand.

When we first meet, our goal at Woodhead Insurance Services LLC is to learn more about you and your health insurance needs. We are most comfortable when you tell us about your family, your medical history, and most importantly, what you want your insurance coverage to do for you. We will then explain what may be available for coverage, exclusions, premiums, and every other concern you may have, including existing conditions and potential underwriting issues. We will be here whenever you have questions.

Our ability to serve you, however, begins with you. Please call us at (920) 544-0058 or E-mail us with permission to contact you.

Insurance is scary enough to navigate on your own, so let us serve you so you can have the peace of mind you deserve.

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3 weeks ago

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Colorectal Cancer Awareness Month!🌟 March is Colorectal Cancer Awareness Month! 🌟Colorectal cancer affects millions of lives worldwide. It’s crucial to spread awareness, encourage screenings, and promote healthy lifestyle habits. Here are some key points:🔍 Screening Saves Lives: Regular screenings can detect colorectal cancer early when it’s most treatable. If you’re over 45, make sure to get screened!🎯 Risk Factors: Family history, diet, and sedentary lifestyle can increase your risk. Stay informed and take preventive measures.🌱 Healthy Habits: Maintain a balanced diet rich in fiber, exercise regularly, and limit alcohol and tobacco use. These lifestyle choices can significantly reduce your risk.📣 Spread the Word: Share this post to educate your friends and family. Let’s work together to put an end to colorectal cancer!Remember, knowledge is power. Let’s fight colorectal cancer together! 💙🎗️#ColorectalCancerAwareness #ScreeningSavesLives #HealthyHabitsLearn more at these sites: CDC: bit.ly/49ZAzWHAmerican Cancer Society: bit.ly/4bWT681IARC - World Health Organization: bit.ly/3T8erTc ... See MoreSee Less
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3 weeks ago

Woodhead Insurance
The more you know. Have you set up your advance directives if you can't make your own decisions? Did you know you can get them from the state of Wisconsin for free? www.dhs.wisconsin.gov/forms/advdirectives/adformspoa.htm❗️ADVOCACY OPPORTUNITY❗️Yesterday afternoon the Senate Health committee advanced the Patient’s Representative bill (SB 1027/AB 1088) out of committee. The bill cannot pass unless the full Senate votes on it. The Senate will decide what bills to schedule for a vote in the next couple days. Bills that are not scheduled for a Senate floor vote cannot become law this session.SB 1027 lets hospitals pick a decision-maker (called a Patient’s Representative) if a patient becomes unable to make medical decisions so they can discharge them quickly and empty hospital beds. The Patient’s Representative can put patients in rehabilitation and nursing home facilities and is given the same authority over the person’s money, where they live, and their medical care as a guardian, without any court oversight.Advocates are concerned this bill will put vulnerable people in potentially dangerous or abusive/neglectful situations without recourse.Action steps you can take today:1. Call your state Senator2. Look up my legislator (legis.wisconsin.gov) or call the Legislative hotline 1-800-362-94723. Share your thoughts/concerns on SB1027/AB 1088.4. Contact the Governor’s Office 608-266-1212 or wi.accessgov.com/public/Forms/Page/governor/voice-an-opinion*When you call or e-mail, say your name, where you live (make sure they know you are a constituent!), and your connection to disability. ... See MoreSee Less
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3 weeks ago

Woodhead Insurance
Weight loss drugs and Medicare. GLP-1 agonists like Ozempic, Trulicity, Rybelsus and Victoza are gaining more and more traction for the treatment obesity and weight loss. Mounjaro is yet a new class of medication, referred toas Glucose-dependent insulinotropic polypeptide (GIP)/Glucagon-like peptide (GLP-1) receptor agonists, that has a diagnosis for treatment of type 2 diabetes, but is being touted for its weightloss results.While these medications may be a much-desired option in a multi-modal approach for treating obesity, Medicare does not cover medications for the purposes of weight loss. • Medicare specifically outlines in the Medicare Prescription Drug Benefit Manual:Chapter 6 – Part D Drugs and Formulary Requirements that “agents when used for anorexia, weight loss, or weight gain (even if used for a non-cosmetic purpose (i.e., morbid obesity))” are excluded from Part D coverage.As a reminder, these medications are FDA approved for treatment in the setting of type 2 diabetes. Use in other conditions, including pre-diabetes, are considered off-label and are not covered by Medicare.For those members who have type 2 diabetes, the cost of these agents can be a concern. As a reminder, Medicare members will likely reach the coverage gap being on one of these products,at which point they will pay 25 percent of the ingredient price until they hit the catastrophic phase.Other lower-cost options include metformin, glipizide, pioglitazone and SGLT2 inhibitors (Jardiance and Invokana have a lower ingredient cost than GLP-1 medications).Cost of various GLP-1 and GIP/GLP-1 agonist productsMedication Dose Assumption Ingredient CostOzempic 2 mg/dose 2 mg SQ once weekly ~$875 for 1 month supplyRybelsus 14 mg PO once daily ~$835 for 1 month supplyTrulicity 4.5 mg/0.5 ml 4.5 mg SQ once weekly ~$860 for 1 month supplyVictoza 18 mg/3 ml 1.8 mg SQ once daily ~$1,040 for 1 month supplyMounjaro 15 mg/0.5 ml 15 mg SQ once weekly ~$1000 for 1 month supply ... See MoreSee Less
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3 weeks ago

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Report Social Security Scams here secure.ssa.gov/ipff/home ... See MoreSee Less
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3 weeks ago

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Slam the Scam... Learn more here.Help us #SlamTheScam on National Slam the Scam Day, March 7, 2024. ... See MoreSee Less
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